The median home in Saginaw, Missouri is valued at $230,562, up 5.2% year over year. Saginaw is part of the Joplin, MO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$230,562

+5.2%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$46,112 on $230,562

Example: $75,000 household income. Change it above to see your own.

Affordable24.3% of income

Under the 28% guideline.

PITI$1,519

P/I24.3%

Afford$266K

Room+$35K

P&I $1,166Tax $186Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Saginaw with other housing markets across Missouri.

Huntleigh$2.29M Village of Loch Lloyd$1.29M Ladue$1.27M Westwood$1.24M Frontenac$1.2M Town and Country$1.09M Clarkson Valley$876K Clayton$830K

Full Joplin, MO analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Joplin, MO metro.

View Joplin, MO metro

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Saginaw, MO