Median home value: $334K (+1.3% YoY). Rent: $1,408/mo. Price-to-rent: 19.8x. Part of St. Louis, MO-IL.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, St. Louis, MO-IL metro page.
Home Value$334,373
+1.3%
Rent$1,408/mo
AFFORDABILITYRenting $633/mo cheaper ($1,408 rent)6.00% 30yr, 20% down, county tax + MO ins. 28% per HUD.
Enter your income for Saint Charles.
$66,875 on $334,373
Stretch — 32.7% of income
Above 28% but manageable with cuts.
PITI$2,041
P/I32.7%
Afford$287K
Gap-$48K
P&I $1,604Tax $270Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing