The median home in Saint James, Missouri is valued at $224,007, up 3.0% year over year. Saint James is part of the Rolla, MO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$224,007

+3.0%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$44,801 on $224,007

Example: $75,000 household income. Change it above to see your own.

Affordable23.7% of income

Under the 28% guideline.

PITI$1,480

P/I23.7%

Afford$265K

Room+$41K

P&I $1,133Tax $181Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Saint James with other housing markets across Missouri.

Huntleigh$2.29M Village of Loch Lloyd$1.29M Ladue$1.27M Westwood$1.24M Frontenac$1.2M Town and Country$1.09M Clarkson Valley$876K Clayton$830K

Full Rolla, MO analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Rolla, MO metro.

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Saint James, MO