The median home in Saint Joseph, Missouri is valued at $172,616, up 6.9% year over year. Typical monthly rent is $906, producing a price-to-rent ratio of 15.9x — near the national average of 18x. Saint Joseph is part of the St. Joseph, MO-KS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$172,616
+6.9%
Rent$906/mo
AFFORDABILITYRenting $273/mo cheaper ($906 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.
Enter your income for Saint Joseph.
$34,523 on $172,616
Affordable — 18.9% of income
Under the 28% guideline.
PITI$1,179
P/I18.9%
Afford$256K
Room+$84K
P&I $873Tax $140Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full St. Joseph, MO-KS analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Joseph, MO-KS metro.
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