The median home in Saint Louis, Missouri is valued at $177,270, up 0.5% year over year. Typical monthly rent is $1,315, producing a price-to-rent ratio of 11.2x — below the national average of 18x. Saint Louis is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$177,270

+0.5%

Rent$1,315/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Saint Louis.

Income (annual)

Down Payment

$35,454 on $177,270

Example: $75,000 household income. Change it above to see your own.

Affordable19.3% of income

Under the 28% guideline.

PITI$1,206

P/I19.3%

Afford$257K

Room+$80K

P&I $896Tax $143Ins $167

Buying $109/mo cheaper ($1,315 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Saint Louis with other housing markets across Missouri.

Huntleigh$2.29M Village of Loch Lloyd$1.29M Ladue$1.27M Westwood$1.24M Frontenac$1.2M Town and Country$1.09M Clarkson Valley$876K Clayton$830K

Full St. Louis, MO-IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.

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Saint Louis, MO