The median home in Saint Louis, Missouri is valued at $177,270, up 0.5% year over year. Typical monthly rent is $1,315, producing a price-to-rent ratio of 11.2x — below the national average of 18x. Saint Louis is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: St. Louis, MO-IL stress score, crash risk, and 12-month forecast →
Home Value$177,270
+0.5%
Rent$1,315/mo
AFFORDABILITYBuying $109/mo cheaper ($1,315 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.
Enter your income for Saint Louis.
$35,454 on $177,270
Affordable — 19.3% of income
Under the 28% guideline.
PITI$1,206
P/I19.3%
Afford$257K
Room+$80K
P&I $896Tax $143Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Missouri
Compare Saint Louis with other housing markets across Missouri.
Full St. Louis, MO-IL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.
View St. Louis, MO-IL metro →