The median home in Saint Thomas, Missouri is valued at $352,315, up 5.2% year over year. Saint Thomas is part of the Jefferson City, MO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Jefferson City, MO stress score, crash risk, and 12-month forecast →
Home Value$352,315
+5.2%
AFFORDABILITY6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.
Enter your income for Saint Thomas.
$70,463 on $352,315
Stretch — 35.7% of income
Above 28% but manageable with cuts.
PITI$2,233
P/I35.7%
Afford$276K
Gap-$76K
P&I $1,781Tax $285Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Missouri
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Full Jefferson City, MO analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Jefferson City, MO metro.
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