The median home in Saint Thomas, Missouri is valued at $352,315, up 5.2% year over year. Saint Thomas is part of the Jefferson City, MO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$352,315

+5.2%

Prices rising — worse for buyers.

Affordability

Enter your income for Saint Thomas.

Income (annual)

Down Payment

$70,463 on $352,315

Example: $75,000 household income. Change it above to see your own.

Stretch35.7% of income

Above 28% but manageable with cuts.

PITI$2,233

P/I35.7%

Afford$276K

Gap-$76K

P&I $1,781Tax $285Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Saint Thomas with other housing markets across Missouri.

Huntleigh$2.29M Village of Loch Lloyd$1.29M Ladue$1.27M Westwood$1.24M Frontenac$1.2M Town and Country$1.09M Clarkson Valley$876K Clayton$830K

Full Jefferson City, MO analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Jefferson City, MO metro.

View Jefferson City, MO metro

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Saint Thomas, MO