The median home in Smithville, Missouri is valued at $364,030, up 2.6% year over year. Typical monthly rent is $1,622, producing a price-to-rent ratio of 18.7x — near the national average of 18x. Smithville is part of the Kansas City, MO-KS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$364,030

+2.6%

Rent$1,622/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$72,806 on $364,030

Example: $75,000 household income. Change it above to see your own.

Out of reach36.8% of income

Need $98,657/yr to afford.

PITI$2,302

P/I36.8%

Afford$277K

Gap-$87K

P&I $1,841Tax $294Ins $167

Renting $680/mo cheaper ($1,622 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Smithville with other housing markets across Missouri.

Huntleigh$2.29M Village of Loch Lloyd$1.29M Ladue$1.27M Westwood$1.24M Frontenac$1.2M Town and Country$1.09M Clarkson Valley$876K Clayton$830K

Full Kansas City, MO-KS analysis

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Smithville, MO