The median home in Smithville, Missouri is valued at $364,030, up 2.6% year over year. Typical monthly rent is $1,622, producing a price-to-rent ratio of 18.7x — near the national average of 18x. Smithville is part of the Kansas City, MO-KS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$364,030
+2.6%
Rent$1,622/mo
AFFORDABILITYRenting $680/mo cheaper ($1,622 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.
Enter your income for Smithville.
$72,806 on $364,030
Out of reach — 36.8% of income
Need $98,657/yr to afford.
PITI$2,302
P/I36.8%
Afford$277K
Gap-$87K
P&I $1,841Tax $294Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Missouri
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Full Kansas City, MO-KS analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kansas City, MO-KS metro.
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