Median home value: $141K (-1.1% YoY). Rent: $1,390/mo. Price-to-rent: 8.4x. Part of St. Louis, MO-IL.
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Basic Zillow data only. For stress scores, AI analysis, and trends, St. Louis, MO-IL metro page.
Home Value$140,650
-1.1%
Rent$1,390/mo
AFFORDABILITYBuying $435/mo cheaper ($1,390 rent)6.00% 30yr, 20% down, county tax + MO ins. 28% per HUD.
Enter your income for Spanish Lake.
$28,130 on $140,650
Affordable — 15.3% of income
Under the 28% guideline.
PITI$955
P/I15.3%
Afford$258K
Room+$117K
P&I $675Tax $114Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing