The median home in Springfield, Missouri is valued at $235,757, up 1.3% year over year. Typical monthly rent is $1,229, producing a price-to-rent ratio of 16x — near the national average of 18x. Springfield is part of the Springfield, MO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$235,757

+1.3%

Rent$1,229/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Springfield.

Income (annual)

Down Payment

$47,151 on $235,757

Example: $75,000 household income. Change it above to see your own.

Affordable24.8% of income

Under the 28% guideline.

PITI$1,549

P/I24.8%

Afford$266K

Room+$31K

P&I $1,192Tax $191Ins $167

Renting $320/mo cheaper ($1,229 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Springfield with other housing markets across Missouri.

Huntleigh$2.29M Village of Loch Lloyd$1.29M Ladue$1.27M Westwood$1.24M Frontenac$1.2M Town and Country$1.09M Clarkson Valley$876K Clayton$830K

Full Springfield, MO analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Springfield, MO metro.

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