City

TROY, MO

St. Louis, MO-IL

Median home value: $302K (+5.7% YoY). Part of St. Louis, MO-IL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, St. Louis, MO-IL metro page.

Home Value$302,156
+5.7%
AFFORDABILITY

Enter your income for Troy.

$60,431 on $302,156
Stretch — 29.8% of income

Above 28% but manageable with cuts.

PITI$1,860
P/I29.8%
Afford$284K
Gap-$18K
P&I $1,449Tax $244Ins $167
6.00% 30yr, 20% down, county tax + MO ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Troy Housing Market | CrashWatch