The median home in University City, Missouri is valued at $254,986, up 1.4% year over year. Typical monthly rent is $1,606, producing a price-to-rent ratio of 13.2x — below the national average of 18x. University City is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$254,986

+1.4%

Rent$1,606/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$50,997 on $254,986

Example: $75,000 household income. Change it above to see your own.

Affordable26.6% of income

Under the 28% guideline.

PITI$1,662

P/I26.6%

Afford$268K

Room+$14K

P&I $1,289Tax $206Ins $167

Renting $56/mo cheaper ($1,606 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare University City with other housing markets across Missouri.

Huntleigh$2.29M Village of Loch Lloyd$1.29M Ladue$1.27M Westwood$1.24M Frontenac$1.2M Town and Country$1.09M Clarkson Valley$876K Clayton$830K

Full St. Louis, MO-IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.

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University City, MO