The median home in University City, Missouri is valued at $254,986, up 1.4% year over year. Typical monthly rent is $1,606, producing a price-to-rent ratio of 13.2x — below the national average of 18x. University City is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$254,986
+1.4%
Rent$1,606/mo
AFFORDABILITYRenting $56/mo cheaper ($1,606 rent)6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.
Enter your income for University City.
$50,997 on $254,986
Affordable — 26.6% of income
Under the 28% guideline.
PITI$1,662
P/I26.6%
Afford$268K
Room+$14K
P&I $1,289Tax $206Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Missouri
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Full St. Louis, MO-IL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.
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