The median home in Westphalia, Missouri is valued at $268,913, up 3.2% year over year. Westphalia is part of the Jefferson City, MO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$268,913

+3.2%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$53,783 on $268,913

Example: $75,000 household income. Change it above to see your own.

Affordable27.9% of income

Under the 28% guideline.

PITI$1,744

P/I27.9%

Afford$270K

Room+$925

P&I $1,360Tax $217Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Missouri

Compare Westphalia with other housing markets across Missouri.

Huntleigh$2.29M Village of Loch Lloyd$1.29M Ladue$1.27M Westwood$1.24M Frontenac$1.2M Town and Country$1.09M Clarkson Valley$876K Clayton$830K

Full Jefferson City, MO analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Jefferson City, MO metro.

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Westphalia, MO