The median home in Whitefish, Montana is valued at $834,744, down 1.8% year over year. Typical monthly rent is $2,436, producing a price-to-rent ratio of 28.6x — well above the national average of 18x. Whitefish is part of the Kalispell, MT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$834,744

-1.8%

Rent$2,436/mo

Prices falling — better for buyers.

Affordability

Enter your income for Whitefish.

Income (annual)

Down Payment

$166,949 on $834,744

Example: $75,000 household income. Change it above to see your own.

Out of reach79.3% of income

Need $212,357/yr to afford.

PITI$4,955

P/I79.3%

Afford$295K

Gap-$540K

P&I $4,221Tax $584Ins $150

Renting $2,519/mo cheaper ($2,436 rent)6.50% 30yr, 20% down, county tax + MT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Montana

Compare Whitefish with other housing markets across Montana.

Big Sky$1.78M Rollins$1.16M Gallatin Gateway$1.02M Pray$982K Cameron$831K Big Arm$827K Lakeside$824K Garrison$794K

Full Kalispell, MT analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kalispell, MT metro.

View Kalispell, MT metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Whitefish, MT