The median home in Whitefish, Montana is valued at $834,744, down 1.8% year over year. Typical monthly rent is $2,436, producing a price-to-rent ratio of 28.6x — well above the national average of 18x. Whitefish is part of the Kalispell, MT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$834,744
-1.8%
Rent$2,436/mo
AFFORDABILITYRenting $2,519/mo cheaper ($2,436 rent)6.50% 30yr, 20% down, county tax + MT ins. 28% per HUD.
Enter your income for Whitefish.
$166,949 on $834,744
Out of reach — 79.3% of income
Need $212,357/yr to afford.
PITI$4,955
P/I79.3%
Afford$295K
Gap-$540K
P&I $4,221Tax $584Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Montana
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Full Kalispell, MT analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kalispell, MT metro.
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