The median home in Ames, Nebraska is valued at $306,763, up 3.6% year over year. Ames is part of the Fremont, NE metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Fremont, NE stress score, crash risk, and 12-month forecast →

Home Value$306,763

+3.6%

AFFORDABILITY

Enter your income for Ames.

Income (annual)

Down Payment

$61,353 on $306,763

Stretch — 34.8% of income

Above 28% but manageable with cuts.

PITI$2,177

P/I34.8%

Afford$247K

Gap-$60K

P&I $1,551Tax $442Ins $183

6.50% 30yr, 20% down, county tax + NE ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Nebraska

Compare Ames with other housing markets across Nebraska.

Walton$662K Roca$582K Denton$579K Raymond$547K Fort Calhoun$522K Martell$520K Malcolm$507K Valley$499K

Full Fremont, NE analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Fremont, NE metro.

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AMES, NE