The median home in Amherst, Nebraska is valued at $388,602, up 4.0% year over year. Amherst is part of the Kearney, NE metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$388,602

+4.0%

Prices rising — worse for buyers.

Affordability

Enter your income for Amherst.

Income (annual)

Down Payment

$77,720 on $388,602

Example: $75,000 household income. Change it above to see your own.

Out of reach43.3% of income

Need $116,100/yr to afford.

PITI$2,709

P/I43.3%

Afford$251K

Gap-$138K

P&I $1,965Tax $560Ins $183

6.50% 30yr, 20% down, county tax + NE ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Nebraska

Compare Amherst with other housing markets across Nebraska.

Walton$662K Roca$582K Denton$579K Raymond$547K Fort Calhoun$522K Martell$520K Malcolm$507K Valley$499K

Full Kearney, NE analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kearney, NE metro.

View Kearney, NE metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Amherst, NE