Median home value: $261K (+8.1% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$260,762
+8.1%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NE ins. 28% per HUD.
Enter your income for Brainard.
$52,152 on $260,762
Stretch — 29% of income
Above 28% but manageable with cuts.
PITI$1,810
P/I29%
Afford$252K
Gap-$9K
P&I $1,251Tax $376Ins $183
Home Buying Kit For Dummies (2025)Financing, negotiation, closing