The median home in Cortland, Nebraska is valued at $297,015, up 2.6% year over year. Cortland is part of the Beatrice, NE metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$297,015

+2.6%

Prices rising — worse for buyers.

Affordability

Enter your income for Cortland.

Income (annual)

Down Payment

$59,403 on $297,015

Example: $75,000 household income. Change it above to see your own.

Stretch33.8% of income

Above 28% but manageable with cuts.

PITI$2,113

P/I33.8%

Afford$246K

Gap-$51K

P&I $1,502Tax $428Ins $183

6.50% 30yr, 20% down, county tax + NE ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Nebraska

Compare Cortland with other housing markets across Nebraska.

Walton$662K Roca$582K Denton$579K Raymond$547K Fort Calhoun$522K Martell$520K Malcolm$507K Valley$499K

Full Beatrice, NE analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Beatrice, NE metro.

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Cortland, NE