Median home value: $234K (+4.5% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$233,744
+4.5%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NE ins. 28% per HUD.
Enter your income for Elgin.
$46,749 on $233,744
Affordable — 26.3% of income
Under the 28% guideline.
PITI$1,641
P/I26.3%
Afford$249K
Room+$16K
P&I $1,121Tax $337Ins $183
Home Buying Kit For Dummies (2025)Financing, negotiation, closing