Median home value: $143K (-3.6% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$142,541
-3.6%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NE ins. 28% per HUD.
Enter your income for Hay Springs.
$28,508 on $142,541
Affordable — 17.2% of income
Under the 28% guideline.
PITI$1,073
P/I17.2%
Afford$232K
Room+$90K
P&I $684Tax $205Ins $183
Home Buying Kit For Dummies (2025)Financing, negotiation, closing