The median home in Heartwell, Nebraska is valued at $368,334, up 10.7% year over year. Heartwell is part of the Kearney, NE metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$368,334

+10.7%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$73,667 on $368,334

Example: $75,000 household income. Change it above to see your own.

Out of reach41.2% of income

Need $110,443/yr to afford.

PITI$2,577

P/I41.2%

Afford$250K

Gap-$118K

P&I $1,862Tax $531Ins $183

6.50% 30yr, 20% down, county tax + NE ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Nebraska

Compare Heartwell with other housing markets across Nebraska.

Walton$662K Roca$582K Denton$579K Raymond$547K Fort Calhoun$522K Martell$520K Malcolm$507K Valley$499K

Full Kearney, NE analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kearney, NE metro.

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Heartwell, NE