The median home in Kearney, Nebraska is valued at $304,663, up 5.1% year over year. Typical monthly rent is $1,582, producing a price-to-rent ratio of 16x — near the national average of 18x. Kearney is part of the Kearney, NE metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$304,663

+5.1%

Rent$1,582/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Kearney.

Income (annual)

Down Payment

$60,933 on $304,663

Example: $75,000 household income. Change it above to see your own.

Stretch34.6% of income

Above 28% but manageable with cuts.

PITI$2,163

P/I34.6%

Afford$246K

Gap-$58K

P&I $1,541Tax $439Ins $183

Renting $581/mo cheaper ($1,582 rent)6.50% 30yr, 20% down, county tax + NE ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Nebraska

Compare Kearney with other housing markets across Nebraska.

Walton$662K Roca$582K Denton$579K Raymond$547K Fort Calhoun$522K Martell$520K Malcolm$507K Valley$499K

Full Kearney, NE analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kearney, NE metro.

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