The median home in Lincoln, Nebraska is valued at $281,140, up 4.0% year over year. Typical monthly rent is $1,279, producing a price-to-rent ratio of 18.3x — near the national average of 18x. Lincoln is part of the Lincoln, NE metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$281,140
+4.0%
Rent$1,279/mo
AFFORDABILITYRenting $731/mo cheaper ($1,279 rent)6.50% 30yr, 20% down, county tax + NE ins. 28% per HUD.
Enter your income for Lincoln.
$56,228 on $281,140
Stretch — 32.2% of income
Above 28% but manageable with cuts.
PITI$2,010
P/I32.2%
Afford$245K
Gap-$36K
P&I $1,422Tax $405Ins $183
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Nebraska
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Full Lincoln, NE analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lincoln, NE metro.
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