Median home value: $194K (+6.2% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$194,112
+6.2%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NE ins. 28% per HUD.
Enter your income for Oakland.
$38,822 on $194,112
Affordable — 22.3% of income
Under the 28% guideline.
PITI$1,394
P/I22.3%
Afford$244K
Room+$50K
P&I $931Tax $280Ins $183
Home Buying Kit For Dummies (2025)Financing, negotiation, closing