The median home in Omaha, Nebraska is valued at $284,874, up 1.0% year over year. Typical monthly rent is $1,391, producing a price-to-rent ratio of 17.1x — near the national average of 18x. Omaha is part of the Omaha-Council Bluffs, NE-IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Omaha-Council Bluffs, NE-IA stress score, crash risk, and 12-month forecast →

Home Value$284,874

+1.0%

Rent$1,391/mo

AFFORDABILITY

Enter your income for Omaha.

Income (annual)

Down Payment

$56,975 on $284,874

Stretch — 32.6% of income

Above 28% but manageable with cuts.

PITI$2,035

P/I32.6%

Afford$245K

Gap-$40K

P&I $1,440Tax $411Ins $183

Renting $644/mo cheaper ($1,391 rent)6.50% 30yr, 20% down, county tax + NE ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Nebraska

Compare Omaha with other housing markets across Nebraska.

Walton$662K Roca$582K Denton$579K Raymond$547K Fort Calhoun$522K Martell$520K Malcolm$507K Valley$499K

Full Omaha-Council Bluffs, NE-IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Omaha-Council Bluffs, NE-IA metro.

View Omaha-Council Bluffs, NE-IA metro →

OMAHA, NE