The median home in Ponca, Nebraska is valued at $214,935, up 9.2% year over year. Ponca is part of the Sioux City, IA-NE-SD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$214,935

+9.2%

Prices rising — worse for buyers.

Affordability

Enter your income for Ponca.

Income (annual)

Down Payment

$42,987 on $214,935

Example: $75,000 household income. Change it above to see your own.

Affordable25.3% of income

Under the 28% guideline.

PITI$1,580

P/I25.3%

Afford$238K

Room+$23K

P&I $1,087Tax $310Ins $183

6.50% 30yr, 20% down, county tax + NE ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Nebraska

Compare Ponca with other housing markets across Nebraska.

Walton$662K Roca$582K Denton$579K Raymond$547K Fort Calhoun$522K Martell$520K Malcolm$507K Valley$499K

Full Sioux City, IA-NE-SD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sioux City, IA-NE-SD metro.

View Sioux City, IA-NE-SD metro

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Ponca, NE