Median home value: $193K (+3.1% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$192,516
+3.1%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NE ins. 28% per HUD.
Enter your income for Shelby.
$38,503 on $192,516
Affordable — 22.1% of income
Under the 28% guideline.
PITI$1,384
P/I22.1%
Afford$243K
Room+$51K
P&I $923Tax $278Ins $183
Home Buying Kit For Dummies (2025)Financing, negotiation, closing