The median home in Smithfield, Nebraska is valued at $294,244, down 0.1% year over year. Smithfield is part of the Lexington, NE metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$294,244

-0.1%

Prices falling — better for buyers.

Affordability

Enter your income for Smithfield.

Income (annual)

Down Payment

$58,849 on $294,244

Example: $75,000 household income. Change it above to see your own.

Stretch33.5% of income

Above 28% but manageable with cuts.

PITI$2,095

P/I33.5%

Afford$246K

Gap-$48K

P&I $1,488Tax $424Ins $183

6.50% 30yr, 20% down, county tax + NE ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Nebraska

Compare Smithfield with other housing markets across Nebraska.

Walton$662K Roca$582K Denton$579K Raymond$547K Fort Calhoun$522K Martell$520K Malcolm$507K Valley$499K

Full Lexington, NE analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lexington, NE metro.

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Smithfield, NE