Median home value: $253K (+2.6% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$252,796
+2.6%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NE ins. 28% per HUD.
Enter your income for Spalding.
$50,559 on $252,796
Stretch — 28.2% of income
Above 28% but manageable with cuts.
PITI$1,760
P/I28.2%
Afford$251K
Gap-$1K
P&I $1,213Tax $364Ins $183
Home Buying Kit For Dummies (2025)Financing, negotiation, closing