The median home in Spencer, Nebraska is valued at $172,149, down 3.3% year over year.

Home Value$172,149

-3.3%

Prices falling — better for buyers.

Affordability

Enter your income for Spencer.

Income (annual)

Down Payment

$34,430 on $172,149

Example: $75,000 household income. Change it above to see your own.

Affordable20.8% of income

Under the 28% guideline.

PITI$1,302

P/I20.8%

Afford$231K

Room+$59K

P&I $870Tax $248Ins $183

6.50% 30yr, 20% down, county tax + NE ins. 28% per HUD.

Other cities in Nebraska

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Spencer, NE