The median home in Spencer, Nebraska is valued at $172,149, down 3.3% year over year.
Home Value$172,149
-3.3%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NE ins. 28% per HUD.
Enter your income for Spencer.
$34,430 on $172,149
Affordable — 20.8% of income
Under the 28% guideline.
PITI$1,302
P/I20.8%
Afford$231K
Room+$59K
P&I $870Tax $248Ins $183
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Nebraska
Compare Spencer with other housing markets across Nebraska.