The median home in Utica, Nebraska is valued at $237,088, up 7.6% year over year. Utica is part of the Lincoln, NE metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$237,088

+7.6%

Prices rising — worse for buyers.

Affordability

Enter your income for Utica.

Income (annual)

Down Payment

$47,418 on $237,088

Example: $75,000 household income. Change it above to see your own.

Affordable27.6% of income

Under the 28% guideline.

PITI$1,724

P/I27.6%

Afford$241K

Room+$4K

P&I $1,199Tax $342Ins $183

6.50% 30yr, 20% down, county tax + NE ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Nebraska

Compare Utica with other housing markets across Nebraska.

Walton$662K Roca$582K Denton$579K Raymond$547K Fort Calhoun$522K Martell$520K Malcolm$507K Valley$499K

Full Lincoln, NE analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lincoln, NE metro.

View Lincoln, NE metro

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Utica, NE