The median home in Waterloo, Nebraska is valued at $424,702, up 2.9% year over year. Waterloo is part of the Omaha-Council Bluffs, NE-IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$424,702

+2.9%

Prices rising — worse for buyers.

Affordability

Enter your income for Waterloo.

Income (annual)

Down Payment

$84,940 on $424,702

Example: $75,000 household income. Change it above to see your own.

Out of reach47.1% of income

Need $126,129/yr to afford.

PITI$2,943

P/I47.1%

Afford$253K

Gap-$172K

P&I $2,148Tax $612Ins $183

6.50% 30yr, 20% down, county tax + NE ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Nebraska

Compare Waterloo with other housing markets across Nebraska.

Walton$662K Roca$582K Denton$579K Raymond$547K Fort Calhoun$522K Martell$520K Malcolm$507K Valley$499K

Full Omaha-Council Bluffs, NE-IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Omaha-Council Bluffs, NE-IA metro.

View Omaha-Council Bluffs, NE-IA metro

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Waterloo, NE