Median home value: $425K (+2.9% YoY). Part of Omaha-Council Bluffs, NE-IA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Omaha-Council Bluffs, NE-IA metro page.
Home Value$424,702
+2.9%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NE ins. 28% per HUD.
Enter your income for Waterloo.
$84,940 on $424,702
Out of reach — 45.3% of income
Need $121,414/yr to afford.
PITI$2,833
P/I45.3%
Afford$262K
Gap-$162K
P&I $2,037Tax $612Ins $183
Home Buying Kit For Dummies (2025)Financing, negotiation, closing