The median home in Derry, New Hampshire is valued at $481,983, up 2.6% year over year. Typical monthly rent is $1,952, producing a price-to-rent ratio of 20.6x — well above the national average of 18x. Derry is part of the Boston-Cambridge-Newton, MA-NH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$481,983
+2.6%
Rent$1,952/mo
AFFORDABILITYRenting $1,461/mo cheaper ($1,952 rent)6.50% 30yr, 20% down, county tax + NH ins. 28% per HUD.
Enter your income for Derry.
$96,397 on $481,983
Out of reach — 54.6% of income
Need $146,271/yr to afford.
PITI$3,413
P/I54.6%
Afford$247K
Gap-$235K
P&I $2,437Tax $876Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in New Hampshire
Compare Derry with other housing markets across New Hampshire.
Full Boston-Cambridge-Newton, MA-NH analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Boston-Cambridge-Newton, MA-NH metro.
View Boston-Cambridge-Newton, MA-NH metro →