The median home in Derry, New Hampshire is valued at $481,983, up 2.6% year over year. Typical monthly rent is $1,952, producing a price-to-rent ratio of 20.6x — well above the national average of 18x. Derry is part of the Boston-Cambridge-Newton, MA-NH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$481,983

+2.6%

Rent$1,952/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Derry.

Income (annual)

Down Payment

$96,397 on $481,983

Example: $75,000 household income. Change it above to see your own.

Out of reach54.6% of income

Need $146,271/yr to afford.

PITI$3,413

P/I54.6%

Afford$247K

Gap-$235K

P&I $2,437Tax $876Ins $100

Renting $1,461/mo cheaper ($1,952 rent)6.50% 30yr, 20% down, county tax + NH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Hampshire

Compare Derry with other housing markets across New Hampshire.

New Castle$2.36M Rye$1.23M Newington$1.09M Hanover$935K North Hampton$890K Hampton Falls$871K Greenland$861K Newfields$816K

Full Boston-Cambridge-Newton, MA-NH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Boston-Cambridge-Newton, MA-NH metro.

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Derry, NH