The median home in Stone Harbor, New Jersey is valued at $2,477,217, up 4.0% year over year. Stone Harbor is part of the Ocean City, NJ metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$2,477,217

+4.0%

Prices rising — worse for buyers.

Affordability

Enter your income for Stone Harbor.

Income (annual)

Down Payment

$495,443 on $2,477,217

Example: $75,000 household income. Change it above to see your own.

Out of reach283.9% of income

Need $760,371/yr to afford.

PITI$17,742

P/I283.9%

Afford$244K

Gap-$2.23M

P&I $12,526Tax $5,099Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Stone Harbor with other housing markets across New Jersey.

Deal$4.21M Alpine$2.96M Loch Arbour$2.88M Avalon$2.63M Bay Head$2.36M Sea Girt$2.3M Short Hills$2.26M Allenhurst$2.22M

Full Ocean City, NJ analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ocean City, NJ metro.

View Ocean City, NJ metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Stone Harbor, NJ