The median home in Santa Fe, New Mexico is valued at $569,059, down 0.8% year over year. Typical monthly rent is $1,958, producing a price-to-rent ratio of 24.2x — well above the national average of 18x. Santa Fe is part of the Santa Fe, NM metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$569,059
-0.8%
Rent$1,958/mo
AFFORDABILITYRenting $1,432/mo cheaper ($1,958 rent)6.50% 30yr, 20% down, county tax + NM ins. 28% per HUD.
Enter your income for Santa Fe.
$113,812 on $569,059
Out of reach — 54.2% of income
Need $145,286/yr to afford.
PITI$3,390
P/I54.2%
Afford$294K
Gap-$275K
P&I $2,877Tax $379Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Santa Fe, NM analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Santa Fe, NM metro.
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