The median home in Santa Fe, New Mexico is valued at $569,059, down 0.8% year over year. Typical monthly rent is $1,958, producing a price-to-rent ratio of 24.2x — well above the national average of 18x. Santa Fe is part of the Santa Fe, NM metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$569,059

-0.8%

Rent$1,958/mo

Prices falling — better for buyers.

Affordability

Enter your income for Santa Fe.

Income (annual)

Down Payment

$113,812 on $569,059

Example: $75,000 household income. Change it above to see your own.

Out of reach54.2% of income

Need $145,286/yr to afford.

PITI$3,390

P/I54.2%

Afford$294K

Gap-$275K

P&I $2,877Tax $379Ins $133

Renting $1,432/mo cheaper ($1,958 rent)6.50% 30yr, 20% down, county tax + NM ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Mexico

Compare Santa Fe with other housing markets across New Mexico.

Lamy$810K Los Ranchos de Albuquerque$685K Corrales$684K Placitas$635K Arroyo Seco$620K Alto$569K Los Alamos$568K Taos Ski Valley$565K

Full Santa Fe, NM analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Santa Fe, NM metro.

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