The median home in Bluffton, Ohio is valued at $260,805, up 7.3% year over year. Bluffton is part of the Lima, OH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$260,805

+7.3%

Prices rising — worse for buyers.

Affordability

Enter your income for Bluffton.

Income (annual)

Down Payment

$52,161 on $260,805

Example: $75,000 household income. Change it above to see your own.

Stretch28.1% of income

Above 28% but manageable with cuts.

PITI$1,758

P/I28.1%

Afford$260K

Gap-$1K

P&I $1,319Tax $339Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Ohio

Compare Bluffton with other housing markets across Ohio.

Hunting Valley$1.6M The Village of Indian Hill$1.58M Bentleyville$820K Waite Hill$748K Kirtland Hills$741K Gates Mills$734K Marble Cliff$731K Terrace Park$726K

Full Lima, OH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lima, OH metro.

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Bluffton, OH