The median home in Centerville, Ohio is valued at $371,529, up 4.2% year over year. Typical monthly rent is $1,772, producing a price-to-rent ratio of 17.5x — near the national average of 18x. Centerville is part of the Dayton-Kettering, OH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Dayton-Kettering, OH stress score, crash risk, and 12-month forecast →

Home Value$371,529

+4.2%

Rent$1,772/mo

AFFORDABILITY

Enter your income for Centerville.

Income (annual)

Down Payment

$74,306 on $371,529

Out of reach — 39.4% of income

Need $105,514/yr to afford.

PITI$2,462

P/I39.4%

Afford$264K

Gap-$107K

P&I $1,879Tax $483Ins $100

Renting $690/mo cheaper ($1,772 rent)6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Ohio

Compare Centerville with other housing markets across Ohio.

Hunting Valley$1601K The Village of Indian Hill$1575K Bentleyville$820K Waite Hill$748K Kirtland Hills$741K Gates Mills$734K Marble Cliff$731K Terrace Park$726K

Full Dayton-Kettering, OH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Dayton-Kettering, OH metro.

View Dayton-Kettering, OH metro →

CENTERVILLE, OH