The median home in Cincinnati, Ohio is valued at $240,511, up 1.9% year over year. Typical monthly rent is $1,414, producing a price-to-rent ratio of 14.2x — below the national average of 18x. Cincinnati is part of the Cincinnati, OH-KY-IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Cincinnati, OH-KY-IN stress score, crash risk, and 12-month forecast →

Home Value$240,511

+1.9%

Rent$1,414/mo

AFFORDABILITY

Enter your income for Cincinnati.

Income (annual)

Down Payment

$48,102 on $240,511

Affordable — 26.1% of income

Under the 28% guideline.

PITI$1,629

P/I26.1%

Afford$258K

Room+$18K

P&I $1,216Tax $313Ins $100

Renting $215/mo cheaper ($1,414 rent)6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Ohio

Compare Cincinnati with other housing markets across Ohio.

Hunting Valley$1601K The Village of Indian Hill$1575K Bentleyville$820K Waite Hill$748K Kirtland Hills$741K Gates Mills$734K Marble Cliff$731K Terrace Park$726K

Full Cincinnati, OH-KY-IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cincinnati, OH-KY-IN metro.

View Cincinnati, OH-KY-IN metro →

CINCINNATI, OH