The median home in Clayton, Ohio is valued at $245,196, up 6.0% year over year. Clayton is part of the Dayton-Kettering, OH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Dayton-Kettering, OH stress score, crash risk, and 12-month forecast →

Home Value$245,196

+6.0%

AFFORDABILITY

Enter your income for Clayton.

Income (annual)

Down Payment

$49,039 on $245,196

Affordable — 26.5% of income

Under the 28% guideline.

PITI$1,659

P/I26.5%

Afford$259K

Room+$13K

P&I $1,240Tax $319Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Ohio

Compare Clayton with other housing markets across Ohio.

Hunting Valley$1601K The Village of Indian Hill$1575K Bentleyville$820K Waite Hill$748K Kirtland Hills$741K Gates Mills$734K Marble Cliff$731K Terrace Park$726K

Full Dayton-Kettering, OH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Dayton-Kettering, OH metro.

View Dayton-Kettering, OH metro →

CLAYTON, OH