City

COLDWATER, OH

Celina, OH

Median home value: $275K (+7.4% YoY). Part of Celina, OH.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Celina, OH metro page.

Home Value$274,979
+7.4%
AFFORDABILITY

Enter your income for Coldwater.

$54,996 on $274,979
Stretch — 28.4% of income

Above 28% but manageable with cuts.

PITI$1,776
P/I28.4%
Afford$271K
Gap-$4K
P&I $1,319Tax $357Ins $100
6.00% 30yr, 20% down, county tax + OH ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Coldwater Housing Market | CrashWatch