The median home in Covington, Ohio is valued at $230,962, up 3.6% year over year. Covington is part of the Dayton-Kettering, OH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$230,962

+3.6%

Prices rising — worse for buyers.

Affordability

Enter your income for Covington.

Income (annual)

Down Payment

$46,192 on $230,962

Example: $75,000 household income. Change it above to see your own.

Affordable25.1% of income

Under the 28% guideline.

PITI$1,568

P/I25.1%

Afford$258K

Room+$27K

P&I $1,168Tax $300Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Ohio

Compare Covington with other housing markets across Ohio.

Hunting Valley$1.6M The Village of Indian Hill$1.58M Bentleyville$820K Waite Hill$748K Kirtland Hills$741K Gates Mills$734K Marble Cliff$731K Terrace Park$726K

Full Dayton-Kettering, OH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Dayton-Kettering, OH metro.

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Covington, OH