The median home in Dayton, Ohio is valued at $131,330, up 1.6% year over year. Typical monthly rent is $1,157, producing a price-to-rent ratio of 9.5x — below the national average of 18x. Dayton is part of the Dayton-Kettering, OH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$131,330

+1.6%

Rent$1,157/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Dayton.

Income (annual)

Down Payment

$26,266 on $131,330

Example: $75,000 household income. Change it above to see your own.

Affordable15% of income

Under the 28% guideline.

PITI$935

P/I15%

Afford$246K

Room+$114K

P&I $664Tax $171Ins $100

Buying $222/mo cheaper ($1,157 rent)6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Ohio

Compare Dayton with other housing markets across Ohio.

Hunting Valley$1.6M The Village of Indian Hill$1.58M Bentleyville$820K Waite Hill$748K Kirtland Hills$741K Gates Mills$734K Marble Cliff$731K Terrace Park$726K

Full Dayton-Kettering, OH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Dayton-Kettering, OH metro.

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Dayton, OH