The median home in Fairfield, Ohio is valued at $270,648, up 3.4% year over year. Typical monthly rent is $1,318, producing a price-to-rent ratio of 17.1x — near the national average of 18x. Fairfield is part of the Cincinnati, OH-KY-IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Cincinnati, OH-KY-IN stress score, crash risk, and 12-month forecast →

Home Value$270,648

+3.4%

Rent$1,318/mo

AFFORDABILITY

Enter your income for Fairfield.

Income (annual)

Down Payment

$54,130 on $270,648

Stretch — 29.1% of income

Above 28% but manageable with cuts.

PITI$1,820

P/I29.1%

Afford$260K

Gap-$10K

P&I $1,369Tax $352Ins $100

Renting $502/mo cheaper ($1,318 rent)6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Ohio

Compare Fairfield with other housing markets across Ohio.

Hunting Valley$1601K The Village of Indian Hill$1575K Bentleyville$820K Waite Hill$748K Kirtland Hills$741K Gates Mills$734K Marble Cliff$731K Terrace Park$726K

Full Cincinnati, OH-KY-IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cincinnati, OH-KY-IN metro.

View Cincinnati, OH-KY-IN metro →

FAIRFIELD, OH