The median home in Franklin, Ohio is valued at $256,247, up 3.7% year over year. Typical monthly rent is $1,094, producing a price-to-rent ratio of 19.5x — near the national average of 18x. Franklin is part of the Cincinnati, OH-KY-IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$256,247

+3.7%

Rent$1,094/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Franklin.

Income (annual)

Down Payment

$51,249 on $256,247

Example: $75,000 household income. Change it above to see your own.

Affordable27.7% of income

Under the 28% guideline.

PITI$1,729

P/I27.7%

Afford$259K

Room+$3K

P&I $1,296Tax $333Ins $100

Renting $635/mo cheaper ($1,094 rent)6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Ohio

Compare Franklin with other housing markets across Ohio.

Hunting Valley$1.6M The Village of Indian Hill$1.58M Bentleyville$820K Waite Hill$748K Kirtland Hills$741K Gates Mills$734K Marble Cliff$731K Terrace Park$726K

Full Cincinnati, OH-KY-IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cincinnati, OH-KY-IN metro.

View Cincinnati, OH-KY-IN metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Franklin, OH