The median home in Hamilton, Ohio is valued at $290,768, up 3.6% year over year. Typical monthly rent is $1,455, producing a price-to-rent ratio of 16.7x — near the national average of 18x. Hamilton is part of the Cincinnati, OH-KY-IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Cincinnati, OH-KY-IN stress score, crash risk, and 12-month forecast →

Home Value$290,768

+3.6%

Rent$1,455/mo

AFFORDABILITY

Enter your income for Hamilton.

Income (annual)

Down Payment

$58,154 on $290,768

Stretch — 31.2% of income

Above 28% but manageable with cuts.

PITI$1,948

P/I31.2%

Afford$261K

Gap-$30K

P&I $1,470Tax $378Ins $100

Renting $493/mo cheaper ($1,455 rent)6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Ohio

Compare Hamilton with other housing markets across Ohio.

Hunting Valley$1601K The Village of Indian Hill$1575K Bentleyville$820K Waite Hill$748K Kirtland Hills$741K Gates Mills$734K Marble Cliff$731K Terrace Park$726K

Full Cincinnati, OH-KY-IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cincinnati, OH-KY-IN metro.

View Cincinnati, OH-KY-IN metro →

HAMILTON, OH