The median home in Huber Heights, Ohio is valued at $201,640, up 3.9% year over year. Typical monthly rent is $1,422, producing a price-to-rent ratio of 11.8x — below the national average of 18x. Huber Heights is part of the Dayton-Kettering, OH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$201,640

+3.9%

Rent$1,422/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$40,328 on $201,640

Example: $75,000 household income. Change it above to see your own.

Affordable22.1% of income

Under the 28% guideline.

PITI$1,382

P/I22.1%

Afford$255K

Room+$54K

P&I $1,020Tax $262Ins $100

Buying $40/mo cheaper ($1,422 rent)6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Ohio

Compare Huber Heights with other housing markets across Ohio.

Hunting Valley$1.6M The Village of Indian Hill$1.58M Bentleyville$820K Waite Hill$748K Kirtland Hills$741K Gates Mills$734K Marble Cliff$731K Terrace Park$726K

Full Dayton-Kettering, OH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Dayton-Kettering, OH metro.

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Huber Heights, OH