The median home in Kettering, Ohio is valued at $233,896, up 4.0% year over year. Typical monthly rent is $1,235, producing a price-to-rent ratio of 15.8x — near the national average of 18x. Kettering is part of the Dayton-Kettering, OH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Dayton-Kettering, OH stress score, crash risk, and 12-month forecast →

Home Value$233,896

+4.0%

Rent$1,235/mo

AFFORDABILITY

Enter your income for Kettering.

Income (annual)

Down Payment

$46,779 on $233,896

Affordable — 25.4% of income

Under the 28% guideline.

PITI$1,587

P/I25.4%

Afford$258K

Room+$24K

P&I $1,183Tax $304Ins $100

Renting $352/mo cheaper ($1,235 rent)6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Ohio

Compare Kettering with other housing markets across Ohio.

Hunting Valley$1601K The Village of Indian Hill$1575K Bentleyville$820K Waite Hill$748K Kirtland Hills$741K Gates Mills$734K Marble Cliff$731K Terrace Park$726K

Full Dayton-Kettering, OH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Dayton-Kettering, OH metro.

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KETTERING, OH