The median home in Lima, Ohio is valued at $142,395, up 5.2% year over year. Typical monthly rent is $1,115, producing a price-to-rent ratio of 10.6x — below the national average of 18x. Lima is part of the Lima, OH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$142,395
+5.2%
Rent$1,115/mo
AFFORDABILITYBuying $110/mo cheaper ($1,115 rent)6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.
Enter your income for Lima.
$28,479 on $142,395
Affordable — 16.1% of income
Under the 28% guideline.
PITI$1,005
P/I16.1%
Afford$248K
Room+$106K
P&I $720Tax $185Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Lima, OH analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lima, OH metro.
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