The median home in Lima, Ohio is valued at $142,395, up 5.2% year over year. Typical monthly rent is $1,115, producing a price-to-rent ratio of 10.6x — below the national average of 18x. Lima is part of the Lima, OH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$142,395

+5.2%

Rent$1,115/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Lima.

Income (annual)

Down Payment

$28,479 on $142,395

Example: $75,000 household income. Change it above to see your own.

Affordable16.1% of income

Under the 28% guideline.

PITI$1,005

P/I16.1%

Afford$248K

Room+$106K

P&I $720Tax $185Ins $100

Buying $110/mo cheaper ($1,115 rent)6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Ohio

Compare Lima with other housing markets across Ohio.

Hunting Valley$1.6M The Village of Indian Hill$1.58M Bentleyville$820K Waite Hill$748K Kirtland Hills$741K Gates Mills$734K Marble Cliff$731K Terrace Park$726K

Full Lima, OH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lima, OH metro.

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