The median home in Lorain, Ohio is valued at $145,659, up 2.4% year over year. Typical monthly rent is $1,145, producing a price-to-rent ratio of 10.6x — below the national average of 18x. Lorain is part of the Cleveland-Elyria, OH metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$145,659

+2.4%

Rent$1,145/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$29,132 on $145,659

Example: $75,000 household income. Change it above to see your own.

Affordable16.4% of income

Under the 28% guideline.

PITI$1,026

P/I16.4%

Afford$248K

Room+$103K

P&I $737Tax $189Ins $100

Buying $119/mo cheaper ($1,145 rent)6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Ohio

Compare Lorain with other housing markets across Ohio.

Hunting Valley$1.6M The Village of Indian Hill$1.58M Bentleyville$820K Waite Hill$748K Kirtland Hills$741K Gates Mills$734K Marble Cliff$731K Terrace Park$726K

Full Cleveland-Elyria, OH analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cleveland-Elyria, OH metro.

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Lorain, OH