The median home in Middletown, Ohio is valued at $247,648, up 2.8% year over year. Typical monthly rent is $1,219, producing a price-to-rent ratio of 16.9x — near the national average of 18x. Middletown is part of the Cincinnati, OH-KY-IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$247,648

+2.8%

Rent$1,219/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Middletown.

Income (annual)

Down Payment

$49,530 on $247,648

Example: $75,000 household income. Change it above to see your own.

Affordable26.8% of income

Under the 28% guideline.

PITI$1,674

P/I26.8%

Afford$259K

Room+$11K

P&I $1,252Tax $322Ins $100

Renting $455/mo cheaper ($1,219 rent)6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Ohio

Compare Middletown with other housing markets across Ohio.

Hunting Valley$1.6M The Village of Indian Hill$1.58M Bentleyville$820K Waite Hill$748K Kirtland Hills$741K Gates Mills$734K Marble Cliff$731K Terrace Park$726K

Full Cincinnati, OH-KY-IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cincinnati, OH-KY-IN metro.

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Middletown, OH