The median home in Milford, Ohio is valued at $319,965, up 3.2% year over year. Typical monthly rent is $1,520, producing a price-to-rent ratio of 17.5x — near the national average of 18x. Milford is part of the Cincinnati, OH-KY-IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Cincinnati, OH-KY-IN stress score, crash risk, and 12-month forecast →

Home Value$319,965

+3.2%

Rent$1,520/mo

AFFORDABILITY

Enter your income for Milford.

Income (annual)

Down Payment

$63,993 on $319,965

Stretch — 34.1% of income

Above 28% but manageable with cuts.

PITI$2,134

P/I34.1%

Afford$262K

Gap-$58K

P&I $1,618Tax $416Ins $100

Renting $614/mo cheaper ($1,520 rent)6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Ohio

Compare Milford with other housing markets across Ohio.

Hunting Valley$1601K The Village of Indian Hill$1575K Bentleyville$820K Waite Hill$748K Kirtland Hills$741K Gates Mills$734K Marble Cliff$731K Terrace Park$726K

Full Cincinnati, OH-KY-IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cincinnati, OH-KY-IN metro.

View Cincinnati, OH-KY-IN metro →

MILFORD, OH